Life Insurance and Group Health Insurance

Simplifying Life & Group Health Insurance

Rose Insurance Agency

It’s true: insurance is one of those products you purchase hoping you’ll never use it. That’s doubly true with life and health insurance. Unfortunately, far too many families discover the adverse financial and emotional results of not being adequately insured. From extended hospital stays to the loss of income due to the death of the family breadwinner, the long-term effects of not being properly insured can be devastating. The professionals at Rose Insurance Agency offer real-world solutions for both individuals and companies in search of solid life and health insurance coverage.


Everyone understands the need for life insurance and many people feel anxious or uncomfortable talking about it. It’s a conversation that has to take place because your family’s financial future could depend on what you do today. Financial planners across the nation agree that life insurance plays a significant role in building a strong financial portfolio that could continue to provide for your family…even if you’re not here. Life insurance could be the single most important gift you ever give to your family and Rose Insurance Agency can help you choose the right coverage for your family’s ongoing needs.

Who needs life insurance?

If you have a spouse, children and/or elderly parents that depend on your ability to earn an income in order to meet their daily needs, life insurance is definitely a need. In the event of your death, your family’s obligations will continue, and life insurance offers the income replacement necessary to meet those needs.

What type of life insurance do I need?

In order to determine the type of life insurance that will best benefit you and your family, it’s important to first determine what you want to accomplish. Are you looking for a way to protect the family business, therefore protect their current source of income? Perhaps your main goal is to replace your income so they can maintain their current lifestyle, as well as cover future expenses such as college tuition. Whatever your goals, Rose Insurance Agency can provide a policy that will help you achieve them.

Life insurance options include, but are NOT limited to:

  • Permanent Life
  • Universal Life
  • Whole Life
  • Term Life


Every year the cost of quality medical care increases. That means an increase in the risks of financial hardship for those who suffer an injury or prolonged illness that requires an extended hospital stay. One hospital stay can result in a pile of medical bills that quickly exceed your ability to pay. As an employer, you understand the importance of providing benefits that meet the needs of your employees. Not only does this help to ensure their ongoing health but it also helps your business attract and retain quality employees.

Today’s employees consider an attractive benefits package to be a vital part of any employment offer. Keeping quality employees in any economic environment requires employers to meet certain expectations. When unemployment is low, it is an absolute necessity for employers to provide benefits that ensure the needs of quality employees are met.

The professionals at Rose Insurance Agency can provide a host of group medical plans and ancillary products that meet the needs of your employees without breaking the corporate bank. Talk to our seasoned staff and keep your employees happy and healthy.

Our group health benefits include but are NOT limited to:

  • Group Medical
  • Dental Coverage
  • Disability Income Protection
  • Life Insurance

Rose Insurance services in Salem, MA and surrounding areas.
Contact Us Today.